PERSONAL BANK STATEMENT (12 Months)
– Pizza Delivery Driver 10 Years Self Employed-Sole Proprietor
Is this loan right for you?
This program is designed for cash-heavy sole proprietors—like Pizza Delivery Drivers or other service professionals—who have been self-employed for 10+ years. If you consistently deposit your cash earnings (e.g., $7k monthly average) but your tax returns don’t reflect your true income, we use your bank statements to prove your buying power.
Benefits of this program
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Low Down Payment: Secure a primary residence purchase with as little as 10% down.
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No PMI: Take advantage of 10% down options without the added cost of Private Mortgage Insurance.
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Smart Expense Ratios: We work with your accountant on a business narrative to use an expense ratio as low as 10%.
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Speed to Keys: Move from application to a closed loan in exactly 30 days.
Eligibility requirements
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12 months of Personal Bank Statements showing consistent deposits
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Minimum 2 years of self-employment (Sole Proprietor)
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Business narrative provided by an accountant
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Property must serve as the primary residence
