Skip to main content
Loan Program

FHA Home Loans

Learn More

Is a FHA loan right for you?

Worried about a low credit score or not being able to afford a large down payment? With less strict requirements, a FHA home loan may be the right loan for you.

First Time Home Buyer
Mortgage Calculator

Benefits of a FHA loan

  • FICO Flexibility: The FHA home loan has less strict FICO score requirements, allowing more people to qualify for a home loan.
  • Gift Funds Allowed: Gift funds are allowed for the down payment, which means your family can help.
  • Flexible Qualification: Requirements for an FHA loan are generally more relaxed compared to other loans.

FHA loan eligibility requirements

  • Credit score higher than 500 with 10% down
  • Credit score higher than 580 with 3.5% down
  • Ability to cover 3.5% down payment
  • Reasonable debt-to-income ratio
  • Home must be the borrower’s primary residence
Mortgage Home Loans

Get started by using one of our FREE tools!

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

Learn More!

FHA

Learn More!

VA

Learn More!

Down Payment Plus Program

Learn More!

Jumbo

Learn More!

Renovation

Learn More!

USDA

Learn More!

Quick Mortgage Calculator

year(s)
per year
per year

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
PMI

Mortgage Calculator is for demonstration purposes only and may not reflect actual numbers for your mortgage. Please contact us and we will walk you through the best possible mortgage scenario for your specific needs.