Skip to main content
Loan Program

Conventional Home Loans

Learn More

Is a conventional loan right for you?

If you’re looking for a mortgage with low fees, a conventional home loan may be a good option for you. If you are eligible, there are a number of benefits.

Mortgage Home Loan
Mortgage Loan
Mortgage Home Loan

Benefits of a conventional loan

  • Save Money: With a down payment of 20% or more, you won’t need to pay for mortgage insurance.
  • Flexible Terms: Choose what mortgage term works best for you! Options include 30, 20, 15, and 10 year terms.
  • Low Down Payment Option: It’s possible to take out a conventional loan with a down payment of just 3%.

Conventional loan eligibility requirements

  • A good credit score of 620 or higher
  • A down payment which can be as little as 3%
  • Consistent and documented income
  • A low debt-to-income ratio
Best Mortgage Loan

Get started by using one of our FREE tools!

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

Learn More!

FHA

Learn More!

VA

Learn More!

Down Payment Plus Program

Learn More!

Jumbo

Learn More!

Renovation

Learn More!

USDA

Learn More!

Quick Mortgage Calculator

year(s)
per year
per year

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
PMI

Mortgage Calculator is for demonstration purposes only and may not reflect actual numbers for your mortgage. Please contact us and we will walk you through the best possible mortgage scenario for your specific needs.