Is this loan right for you?
This program is built for Realtors and Developers who are actively building equity. If you’ve added value to a luxury or waterfront property and need to cash out for further improvements (like a $585k pool and pier), we use your business bank statements to bypass conventional tax return hurdles.
Benefits of this program
- New Value Appreciation: Use a new appraisal to capture “forced equity” after only 6 months of ownership.
- High Capacity: Perfect for borrowers managing multiple large loans (e.g., $5M+ over 20 months).
- Future Refinance Path: Ability to move into a Rate and Term refinance after just 6 payments.
- Professional Speed: Clear to Close (CTC) in just 3 weeks for high-balance loans.
Eligibility requirements
- 12 months of Business Bank Statements
- Minimum 6 months of ownership to use new appraised value
- Self-employment in the real estate or development industry
- Property must be a primary residence
