Skip to main content
Loan Program

Renovation Home Loans

Learn More

Is a renovation loan right for you?

Purchase and fix up your dream home with a rehab home loan. A rehab loan lets you include the cost of home improvements and repairs into a new home loan. Finance your home’s purchase price and any repairs or upgrades to be made in one mortgage.

Request Quote

Mortgage Loan

Benefits of a renovation loan

  • Save Money: Combine your rehab loan and your mortgage into a single home loan, which limits your loan closing costs.
  • Buying or refinancing: Our rehab loan is available to both buyers and refinancing households.
  • Expanded Options: Find the right rehab loan whatever your home improvement project and needs.

Request Quote

Renovation loan eligibility requirements

  • Good credit score
  • Down payment of 3.5% or more
  • Self-occupancy of the property
  • Debt-to-income ratio below 45%

Request Quote

Get started by using one of our FREE tools!

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

Learn More!

FHA

Learn More!

VA

Learn More!

Down Payment Plus Program

Learn More!

Jumbo

Learn More!

Renovation

Learn More!

USDA

Learn More!

Quick Mortgage Calculator

year(s)
per year
per year
Calculate

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
PMI

Mortgage Calculator is for demonstration purposes only and may not reflect actual numbers for your mortgage. Please contact us and we will walk you through the best possible mortgage scenario for your specific needs.

“

They made it an easy process in purchasing my home. Very organized and thorough. I closed on my new home exactly 30 days from my accepted offer. I would recommend this company to all my friends and relatives. They are a great company to have help you with the biggest most important purchase you will make.

Malissa Kanizar
“

Tom and his team were great through the whole process. They were always there night or day. I would definitely work with them again.

Don Feges
“

After having trouble getting approval to refinance my home, Tom and his team made it happen. I can't thank him/them enough for their friendly professionalism. Was a true pleasure to have HomeTown Lenders and the Faille Team complete this very necessary refinance, in a timely fashion.

Elaine Zenere
“

Tom and his team of experts are a great lender and helped me through the whole process along with educating me about the housing market as well. Him and his team were available most of the time whenever I was confused or had questions as well.

Muhammad Tabani
“

From start to finish Tom and his team were fantastic to work with. They always answered any questions I had returned my phone calls and explained everything going on. They were able to have me close on the home I purchased in 30 day’s which I asked him to do and he was a man of his word. I would highly recommend Tom and his team to everybody I do not have one complaint about them it was a great experience.

Jason
“

Tom and his team were amazing through the whole process all the way down to closing! They always got back to me quickly with answers to any questions I had which were a lot. I was super nervous and was working with limited time and they literally went above and beyond to help me and I can not Thank them enough! I highly recommend them to anyone starting the process to purchase their new home!

Kimberly Krick
“

Tom and his team were great through the entire process. They have an awesome app that helped us through the process as well. I highly recommend using Home Town Lenders for your home purchase!

Mark Goddard
“

Thomas Faille's team did a great job! They were professional, knowledgeable and always responsive. They were able to guide me and my family purchasing new home without stress.

Christian

Ready to get started?

Apply now or request a quote today!

Download our Homebuyer’s Guide!

Download Now
X