Is this loan right for you?
If you are a self-employed borrower with heavy tax write-offs and need high-leverage liquidity, this is your solution. This program is perfect for homeowners who have owned their property for less than 12 months, completed significant upgrades (like a $500k renovation), and want to pull cash out based on the new value.
Benefits of this program
- High Leverage: Access a massive 85% Loan-to-Value (LTV) on a cash-out refinance.
- Large Loan Limits: Designed to handle high-balance loans (e.g., $2.8M) that conventional banks won’t touch.
- Short Seasoning: Pull cash out even if you have owned the home for less than a year.
- Rapid Funding: Access your capital quickly with closing times in just over 3 weeks.
Eligibility requirements
- 12 months of Business Bank Statements
- Self-employed status with verifiable business activity
- Evidence of property upgrades to support increased valuation
- Primary residence occupancy
