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Mortgage Loans in Highland, IN

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Mortgage Loan

How the process works

1

Loan Application & Documentation

Complete your loan application and send us your required documentation.

2

Review

Review your loan documentation, your preapproval is in process.
3

Preapproval

Congratulations! You’re Preapproved!

4

Accepted Offer

You have found a home and have received an accepted offer.
5

Finalizing Your Application

You submit additional documents so that we can submit your file into underwriting and get a conditional approval.
6

Appraisal

Let’s get the value of your new home!

7

Initial Closing Disclosure

This is where you will see the initial breakdown of your loan.

8

Clear To Close

Time to schedule your closing

9

Wire Funds for Closing

Never wire funds without speaking to us.
10

Final Closing Disclosure

This is the final breakdown of your loan.
11

Closing

Sign all of your documents with the Title Company, move into your new home, and make some AMAZING memories.

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All about Highland, IN

Highland is a town in Lake County, Indiana, United States. The population was 23,984 at the 2020 census. The town was incorporated on April 4, 1910. It is a part of the Chicago metropolitan area and North Township, and is surrounded by Hammond to the north, Munster to the west, Schererville to the south and Griffith to the east.

Source: https://en.wikipedia.org/wiki/Highland,_Lake_County,_Indiana

History of Highland, IN

In 1847, two pioneers from Ohio, Michael and Judith Johnston, became Highland’s first settlers. The town slowly expanded until the early 1880s, when the development of Chicago & Atlantic railroad trackage through the town attracted agriculture and manufacturing industries. Dutch settlers began moving to Highland shortly thereafter from nearby Munster. 304 people resided in Highland when it was incorporated in 1910. In 1992, the Indiana Historical Bureau placed a state historical marker at 8941 Kleinman Road (41°33′2″N 87°26′14″W) to recognize the immigration of Dutch in the Calumet Region.

In 1927, President Calvin Coolidge visited and delivered the dedication address for Wicker Memorial Park, located on the west side of the town. Highland, as with other towns along the Little Calumet River, has historically been subject to flooding, particularly during spring, and particularly in areas away from Ridge Road, which runs along the highest land in the town. Significant floods have affected Highland in 2008, 2007, and especially in September 2006.

On October 31, 2008, Barack Obama, who four days later would be elected the 44th President of the United States, stopped in Highland for a rally that drew 40,000 people to Wicker Park. It was the largest crowd there since President Coolidge dedicated the park in 1927.

Source: https://en.wikipedia.org/wiki/Highland,_Lake_County,_Indiana

Demographics of Highland, IN

As of the census of 2010, there were 23,727 people, 9,924 households, and 6,547 families living in the town. The population density was 3,418.9 inhabitants per square mile (1,320.0/km2). There were 10,335 housing units at an average density of 1,489.2 per square mile (575.0/km2). The racial makeup of the town was 88.6% White, 4.2% African American, 0.2% Native American, 1.6% Asian, 3.4% from other races, and 2.0% from two or more races. Hispanic or Latino of any race were 12.8% of the population.

There were 9,924 households, of which 28.5% had children under the age of 18 living with them, 49.9% were married couples living together, 11.8% had a female householder with no husband present, 4.3% had a male householder with no wife present, and 34.0% were non-families. 29.4% of all households were made up of individuals, and 11.9% had someone living alone who was 65 years of age or older. The average household size was 2.39 and the average family size was 2.97.

The median age in the town was 41.5 years. 20.9% of residents were under the age of 18; 7.8% were between the ages of 18 and 24; 26% were from 25 to 44; 27.9% were from 45 to 64; and 17.3% were 65 years of age or older. The gender makeup of the town was 48.0% male and 52.0% female.

Source: https://en.wikipedia.org/wiki/Highland,_Lake_County,_Indiana

Thomas Faille HomeTown Lenders Team

Thomas Faille

Producing Branch Manager  //  NMLS #65084

Tom has been in the finance industry for 22 years and can assist in the loan process for most of the 50 states. He is a wonderful husband to his wife, Kathy, and proud father to Jake and Ava. In his spare time, he enjoys watching College and Professional football rooting for Notre Dame and The Raiders.

thefailleteam@gmail.com(219) 707 8106
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Thomas Faille HomeTown Lenders Team

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